Which plan restricts you to doctors only within your company's network?

Which plan restricts you to doctors only within your company's network?

• A. DPPO
• B. DHMO
• C. Indemnity Plan
• D. Fee-For-Service Plan

Answer: (B)

The plan that restricts you to doctors only within your company's network is a DHMO, or a Dental Health Maintenance Organization. DHMO plans require members to choose a primary care dentist and obtain referrals to see specialists within the network. This structure is designed to manage costs by focusing on preventive care and requiring less out-of-pocket expense for services received within the network. By emphasizing care through network providers, DHMOs aim to streamline treatment and minimize expenses for both the insurer and the patient. This contrasts with other plan types, which may allow for greater flexibility and options regarding healthcare provider selection while often resulting in higher costs.

The plan that restricts you to doctors only within your company's network is a DHMO, or a Dental Health Maintenance Organization. DHMO plans require members to choose a primary care dentist and obtain referrals to see specialists within the network. This structure is designed to manage costs by focusing on preventive care and requiring less out-of-pocket expense for services received within the network.

By emphasizing care through network providers, DHMOs aim to streamline treatment and minimize expenses for both the insurer and the patient. This contrasts with other plan types, which may allow for greater flexibility and options regarding healthcare provider selection while often resulting in higher costs.